Reality Check is our Social Justice Section arising from our 20for2020 Newsletter for the 2020 Election and Restore America Corps. We believe a more just society is a more humane society and a more humane society is a wealthier society. Read what we think is important and write or call us about what you think is important.
We see high industry concentration/monopolistic industry power, predictive modeling creating gross over-valuations for the stock market, and the endless pot of money in
healthcare, the merging of banking and securities and insurance and the allowance of intrinsically predatory personalized adverting practices of social media as our country's five biggest challenges and we believe that restoring the balance of power to the worker/consumer/populace will lead to a more just and wealthier society. What do you think?
Term limits are a no brainer and a must. More ideas on how to manage government leaders will be forthcoming. Usury is usury and must stop. Albert Einstein said "Compounded interest is the greatest invention ever- real savings must return and a balance between savings and lending rates is a must.
We encourage you to check out our Restore America Corps page for our early work and our vision for engaging the populace in studying and solving today's issues one at a time.
Civilitiville USA is a thought leader in Healthcare, Financial, and Government reform while promoting church unity. We strive for just solutions as we study and write on the issues facing our nation, including:
- AI/Machine Learning/Personalization/Sophisticated Programing
- Antitrust/Communications/Monetized Social Media
- Banking/Debt/Financial Bondage/Interest Rates
- Big Business/Disruptive Technologies/Unnatural Monopolies-Understanding why Too Big is Too Bad
- China as a Trading Partner
- Climate and the Environment- Care for Our Common Home
- Dumping & Value Pricing- Implications of Extremes
- Economic & Income Realities- Many Americans are caught in a Cycle of Poverty
- Funding/Grants/Special Interest Appeasement/ Special Interest Legislation
- Human Rights/Immigration/Labor
- Information Management and Informed Consent in Healthcare
- Mental Health Care-Deferring to Science and Redefining its Proper Role
- Wall Street & Beyond/Concentrated Decision Makers/Crypto/Predictive Modeling/Oversupply of Money
- Virtues/Catholic Social Teachings to Drive Solutions/Civil Discourse/Leadership
We are in process of reorganizing our work by subject matter and hope to have a good start mid third quarter. Stay tuned and Check back!
Our LasTEST POSTS:
The Real Destruction of Income Inequality – Ill gotten Stock Market Gains with help from OxfamAmerica
Archbishop Hebda Calls for Immigration Reform in Wall Street Journal Commentary
10 Points on the Current Immigration Crisis from Father Paul
October 23rd 2025 – A Day of Hope, Oppulance and Reality
Civilitiville USA’s List of Leaders and Patriots
Humane, Neighborly and Realistic Immigration Blue Print
We studied and wrote leaders about the intersection of healthcare, big pharma and Wall Street.
The exorbitant money in healthcare magnified by the overvalued stock market has had dehumanizing results where there is focus on markets and blockbusters and not patients and care.
Bristol Myers Squibb (BMY) and its blockbuster Abilify are profiled in detail.
Looking at how their analysts report stocks- not on the fundamentals but only predictive modeling brought to my attention the inappropriate use of deterministic statistics on the stock market. Predictive modeling is price fixing.
Here are some memos and letters written along the way the show that NASDAQ exchange allows non going concerns to be listed, crypto is unconstitutional and more.
Big pharma meets wall street:
Drugs from the top-100 best selling drugs list that target circadian genes
A Plea for Psychaitric Drug Withdrawal Help Letter to United Health CVS and BMY
We studied the TNC/Taxi Industry and conclude it should be private and local in structure and that there is not enough money nor capital need for a national yet international approach to local transportation. We believe drivers should be paid a living wage.